AI Governance Model Card Generator

Produce an insurance-grade model card and governance artifact bundle for any AI system used in underwriting, claims, pricing, marketing, or customer service. The output is structured to satisfy, in a single document: the NAIC AI Model Bulletin (including readiness for the NAIC AI Systems Evaluation Tool that state regulators are using in market-conduct and financial exams), the EU AI Act high-risk obligations that apply to life and health insurance pricing and risk assessment from August 2026, state AI laws (Texas TRAIGA, California AB 489, Indiana HB 1271 on downcoding), and the carrier's own model-risk policy. It is the artifact a model-risk officer, a DOI examiner, a data-protection authority, and an executive sponsor should all be able to read without rework.