Collision Supplement Documenter

Turn a teardown finding (hidden damage revealed after disassembly of a visibly damaged area) plus the original estimate plus a set of timestamped teardown photos into a clean, insurer-ready supplement request: line items with correct operation descriptions, labor times cited to the published labor guide (CCC, Mitchell, Audatex), parts cited with source and price, a cause-and-effect narrative tying the impact pattern to the hidden damage, an OEM-position-statement citation line for every structural or safety-system component, a photo index keyed to each line item, and a carrier-specific formatting variant (State Farm Select Service, GEICO ARX, Progressive DRP, Allstate Good Hands, Nationwide Blue Ribbon, Farmers Circle of Dependability, USAA Preferred, or non-DRP). The output is designed to reduce the back-and-forth round-trips that kill cycle time, by anticipating the specific line-level questions an adjuster will ask and answering them in the supplement itself.