Catastrophe Claim Surge Triage

Turn a flood of catastrophe (CAT) FNOLs into a prioritized, routable triage queue during surge events — hurricanes, wildfires, severe convective storms, winter freezes, floods, hail, earthquakes, and named perils. Produces a per-claim triage record (severity band, coverage sanity check, vendor/adjuster recommendation, reserve seed, communication plan) and a batch-level dashboard (queue by severity, ZIP cluster, assignment status, SLA risk) so CAT desks, field network managers, and customer service can move from "everything is urgent" to "these 20 first, these 200 next, these 2,000 by Friday."